I haven’t posted anything in a few days, not because anything has gone wrong (it hasn’t), but because I’ve just been hanging out here at the house and doing some pretty normal stuff.
Like watching the Rolex 24 Hours of Daytona. No, I didn’t stay up all night – I’m not in my early 20s anymore – but I did watch all that was broadcast on Fox, FS1, and FS2. Therapeutic for me, probably traumatic for my dad.
This is an off week for me for chemo infusions, so I’m taking the time to look after some housekeeping stuff here. Financials and the like. The Explanation of Benefits are starting to come in, and some of them are… interesting. It’s clear I’m going to be having discussions with my insurance carrier and some of the providers. Not going to sweat it right now, but I guess it’s good to know up front that I’m not immune to the stupid insurance shenanigans that friends of mine dealing with cancer treatment have had to deal with.
It’ll be sorted, eventually. Some of it’s just stupid stuff: my insurance company changed the name of the plan for 2018, so even though every single ID number, etc. on my 2018 card is the same as my 2017 card, my Methodist West hospital stay that started 12/27/2017 and ended 1/1/2018 was denied for “coverage not valid at time of service”. Um, yes, it was. So we’ll have to sort all that crap out.
Yes, I’d prefer single-payer. No, I don’t want to argue about it. The USA is the only major industrialized nation without it. Yes, countries with single-payer have issues. There’s no reason, however, why we in the US, who are really good at solving problems, couldn’t take the best of what works elsewhere, and address the problems they face, when setting up our own version.
And that’s about all I have to say about that at this time. (It’s okay if you read that in Forrest Gump’s voice.)
After Kim’s adventures in 2016 & 2017, and the experience of friends dealing with health insurers in the case of chronic or major illnesses like cancer, it’s clear to me that the current system is set up to do the opposite of what all the insurers’ advertising claims, namely deny, deny, deny, obfuscate, and throw up as much red tape as possible so that the insurer keeps as much money in their coffers as long as possible. They’re not on the patient’s side.
And I’m just starting on this process. It’s only going to get more complicated as my treatment continues.
But that’s a fight for another day.
Right now, just going to keep hanging out here and dealing with more mundane issues while I can brain.
Exciting stuff, huh?